2020 Saving Challenge Restaurant Leftovers

When it comes to money, all the gurus tell you how to save, what to save, how to do it; they love to shove their style of fs down your throat like it’s the next best thing. Here’s a secret, hacks, or trick (whatever you want to call it) to all of the investment, savings, and adulting fun. Not everyone can make it work all the time. A person needs to find a way of saving money that works for them. I happen to know a few simple, idiot-proof tricks.

Do you save enough?

The first method I use is to pull money directly out of my paycheck and put it into a 401k account (more on that later.) If I can’t see it, I can’t spend it! Simple and straightforward, right? Method two and my personal favorite: the drunk weekend special.

Pocket Money?

Whatever is in your pocket at the end of the weekend goes into savings. Boom! Thinking you will spend $100 this weekend, but you only spent$80? Put that cool twenty bucks into your savings. Trust me; this adds up quick: $20 over 52 weeks is $1040. At the end of every weekend, just take whatever cash you didn’t spend and put it into your saving. Not bad, right?  Method 3 is my least favorite but works better than anything else to get your savings up.

Savings left over Money

Suppose you pay with your credit card to cover the bill for your friends, and they pay you back in cash. Instead of putting that money in an account to pay off the credit card, put in your savings account. The benefit of this is that you get to save and earn credit card points(points get you more free stuff.) Let me give you an example: This weekend’s bill of $450 is broken down into $250 savings and 450 points that is a win-win in my book. A beneficial side effect of this method is that you start looking more carefully at your expenses to avoid a heart attack at the end of the month. I’m not a guru (don’t’ t like them very much, as I mentioned) s I’m just telling you what works for me. It may not work for you in the long run, but it’s worth a shot. What is your savings hack or trick?

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Restarting with a focus on food, hospitality, and finance

It’s been almost four years since my last post on the Fat Guy from Brooklyn blog. It feels like a lifetime ago, the whole world changed, and as a person, so have I. Appropriately, the brand has taken on my refined personality and views. There are no more following trends and there are no more desserts- just burgers, steaks and living life!

To compliment this new me I’ve decided to include a new personal challenge as well: make $100,000 a year outside of my regular income. Afterall, those juicy burgers and mouth watering cuts of meat you’ve seen on my Instagram page don’t pay for themselves! Will this be easy? No, but, additional sources of income are never accessible or passive. However, they afford the freedom and flexibility to live life in a more relaxed manner, and- as you now know- living life is one of my top priorities. 

So how will I be doing this? Maybe you’re thinking to yourself: sponsorships, advertising revenue, affiliate offers, or development of dividend rich portfolio. My plan is simpler than all of that, though. The first step is to create videos, post photos, or whatever medium chefs or restauranteurs will pay me to do; food, travel, and finance will be the subject matter.  Next, I’ll invest that money into the stock market or other similar avenues. For example, I’ll be using websites like Credit Karma, personal capital, Webull, etc. These websites provide simple, clean information without all the fluff and fancy talk. They provide the necessary information that everyday people like you and I should know about and help us in our daily lives … At the end of the day, I’m just trying to make life easy for everyone, honestly. Too many of my friends keep making the same mistakes financially, sort of how I make the same relationship mistakes over and over. Never met a crazy, hot, sarcastic woman I didn’t like but that’s a story for another time. Straightforward information about real-life that matters to everyone (mainly to me) is what you’ll get here. Oh, and lots of pictures of amazing food. You’ll get that too.